re: #154 mmmirele

For me, “full” Social Security benefits do not kick in until I am fully 67 years old. That was part of some Social Security change made years ago. If I can tough it out until 70, I will get significantly more money. After today, not sure about that.

I was able to tough it out till 70 and didn’t actually retire till 71 1/2 — but most of us aren’t able to do that. I would have been driven out years earlier if I had to support, unaided, the calculation of “cash refund annuities” prior to then. But that was my breaking point.