re: #135 Nojay UK
You can get better interest in a savings account, I think. That 1.9% is way under the current bank lending and saving rates. Here in the UK I’ve got a building society savings account (ObUS: Savings and Loan) that’s paying 5% annual before tax.
When my folks had a very low interest rate on their mortgage, the bank kept trying to get them to pay it off or refinance. My folks just smiled, and played it out the fully 30 years, and used money for other things. Figured that was just like money in the bank, the other ‘way ‘round.