re: #48 Man, DangerMan

there’s an awful lot of discretionary shit in there - and no one told them to live in a house that expensive or mortgage it the way they did. whatever.

here’s a few comments

- nice to have 10k A YEAR spare in case ‘something comes up’
- three vacations A YEAR?
- where are they driving 48k miles a year?
- assumes their job(s) are paying for all their healthcare

and if they really were this close to the edge, and want to protect all their stuff, their $1.5M house etc, they cheap out on term life insurance?

That $42,000 for child care?

That’s the nanny/maid’s entire annual income. That how she pays rent, food, clothes, car, school supplies, etc for her and her two kids and her mom who watches the kids while she’s at work watching your kids…