re: #172 Wendell Zurkowitz ((slave to the waffle light))

On the other hand, I can get cash out from the supermarket. I have not visited a bank branch office since I had to set up my daughters’ accounts.

There do seem to be benefits to having a local bank. Possible lower fees, cash (both domestic and foreign).
We are where we are now is due, partly, to the local banks we belonged to being swallowed by bigger banks.